Protect you and your furry family members with Woolworths Pet Insurance. With a range of cover options for your dog or cat and flexible payments, get a quote today and Get your Woolies worth. They will also Price Beat any lower comparable quote.^
Woolworths Pet Insurance Review
Woolworths pet insurance can cover 80% of eligible vet bills if your cat or dog is ill or accidentally injured. It offers three policies to suit a range of budgets: Comprehensive Cover, Standard Cover and Basic Cover.
Why Woolworths Pet Insurance
Here are some of the main reasons why it might be worth getting a policy with Woolworths pet insurance:
• Price Beat. It’s really good value. If you’re able to find a lower comparable quote, Woolworths will beat it.
• GapOnly. Woolworths pet insurance is one of the few providers to let you claim your benefit on the spot so you won’t have to worry about getting reimbursed — you’ll only need to pay the gap (e.g. the remaining 20%).
• Higher annual limits than most of its competitors. The $24,000 annual limit is double its previous comprehensive policy’s annual limit and higher than most of its competitors, which is usually around $15,000.
• Supports Pet Rescue. $10 from every new policy goes towards Pet Rescue, helping a rescue pet find a new home.
• Routine care included with a comprehensive policy. Routine care, which includes services like vaccinations, health checks and dental illness treatment, is automatically included with a comprehensive policy — for some competitors, you have to pay extra for it.
How Woolworths Pet Insurance Policy Works?
Woolworths pet insurance has three levels of cover to choose from: Basic, Standard and Comprehensive. Here’s an overview of what you get with each policy:
The basic cover on Woolworths pet insurance include –
• Up to $5,000 annual benefit limit (up to 80% back on eligible Vet bills)
• Select an additional excess of $0 or $200
• Specified Accidental Injury
• Illness Cover
• Access to GapOnly™
• Hip Joint Surgery (includes Hip replacements)
• Cruciate ligament sub-limit per leg
• Free access to VetAssist†.
Indoor cat cover on Woolworths pet insurance include-
• Up to $15,000 annual benefit limit (up to 80% back on eligible Vet bills)
• Specified Illness Cover See what’s included
• Access to GapOnly™
• Optional Dental Illness benefits
See what’s included
• Consultation fees with home visits included ($300 annual benefit limit)
• Free access to VetAssist†
Woolworths pet insurance standard cover include-
• Up to $10,000 annual benefit limit (up to 80% back on eligible Vet bills)
• Select an additional excess of $0 or $100
• Specified Accidental Injury
Illness Cover
• Access to GapOnly™
• Hip Joint Surgery (includes Hip replacements)
• Cruciate ligament sub-limit per leg
• Consultation fees ($300 annual benefit limit)
• Free access to VetAssist†.
Woolworths comprehensive pet insurance cover include-
• Up to $24,000 annual benefit limit (up to 80% back on eligible Vet bills)
• Select an additional excess of $0 or $100
• Optional Non-insurance Routine Care benefits See what’s included
• Specified Accidental Injury
• Illness Cover
• Access to GapOnly™
• Hip Joint Surgery (includes Hip replacements)
• Cruciate ligament sub-limit per leg
• Consultation fees ($300 annual benefit limit)
• Free access to VetAssist†.
Woolworths comprehensive plus pet insurance cover include-
• Up to $30,000 annual benefit limit (up to 80% back on eligible Vet bills)
• Select an additional excess of $0, $100 or $500
• Optional Non-insurance Routine Care benefits See what’s included
• Specified Accidental Injury
• Illness Cover
• Access to GapOnly™
• Hip Joint Surgery (includes Hip replacements)
• Cruciate ligament sub-limit per leg
• Consultation fees ($300 annual benefit limit)
• Free access to VetAssist†.
Woolworths Insurance Coverage
• Accidental Injury
Accidental injury can cover you for motor vehicle incidents, burns and electrocutions and allergic reactions caused by bites which result in the following:
Bone fractures,
Snake bite toxicity,
A traumatic ligament or tendon injury,
A bite wound or fight wound abscesses
Lacerations,
A cruciate ligament conditions,
You won’t have any waiting periods for accidents, but your pet must be at least eight weeks old to be covered.
Illnesses Coverage
If your cat or dog gets sick, Woolies can pay 80% of eligible vet bills. Pets over the age of nine won’t be covered for illnesses. You’ll also need to serve a 30 day waiting period and 6 months for cruciate ligaments before you’re covered. Some examples of illnesses Woolies cover include:
Cancer treatment
Skin conditions
Eye/ear conditions
Ingestion of a foreign object
Gastrointestinal problems
Hereditary and congenital conditions (but not pre-existing conditions)
Intervertebral disc disease (IVDD)
Paralysis tick.
Routine Care Coverage
Routine care is automatically included with Woolworths comprehensive pet insurance policy. It lets you claim $50 every year for vaccinations and health checks. You can also get an additional $50 towards the cost of the following:
Desexing
Microchipping
Obedience training
Dental illness treatment
Teeth cleaning
Heartworm control
Dewclaw removal
Council registration fees
Prescription diets
Alternative therapies
Cremation or burial
Behavioural therapy…
Why Choose Woolworths Pet Insurance?
1. If you’ve found a lower comparable quote, give them a call and they will beat it.
2. Claim your benefit on the spot and only pay the gap on eligible claims=
3. Claim up to $30,000 a year
4. Your new policy will help PetRescue build a safer future for rescue pets in Australia.
5. Their 24/7 emergency Claims Team is on hand if you need to lodge or need urgent assistance with a Car, Home or Travel claim.
6. As a Car, Home, Landlords, Pet or Life Insurance policyholder, you can get 10% off your grocery shop, once a month°
7. From People’s Choice to Experts Choice, Woolworths insurance policies have been recognised for exceptional value, quality service and low cost.
How To Renew Your Pet Insurance Policy?
To ensure your Pet stays covered, your Pet Insurance policy will automatically renew each year (unless you tell them otherwise), after they send you a renewal notice.
Your renewal notice will include the details of your policy and any changes to your cover, such as premiums
With Woolworths VetAssist you can have a video call or online chat consultation with a licensed Australian Vet. It’s perfect for those times when you’re unsure if a trip to the Vet is required and you need some advice.
How To Make A Woolworths Pet Insurance Claim?
Woolworths Pet Insurance QuoteThere are different ways you can submit a Pet Insurance claim:
Option 1 – Make a claim through your Vet
If your Vet Clinic is a participating GapOnlyTM Clinic, then your Vet should be able to submit the claim for you on the spot while you are at the Vet.
Option 2 – Make a claim online
You can submit a claim via MyPet Portal. Simply upload a copy of the itemised invoice and the consultation notes from your vet visit. Not registered? Register now.
Option 3 – Make a paper claim
You can also submit a paper claim by completing a Woolworths Pet Insurance Claim Form. You can get a copy on the Useful Documents section of the website or you can contact us by calling 1300 10 1234.
Please note: if this is your first claim they may require your pet’s full medical history from all previous vets since you have owned your pet. If your pet was adopted at an older age, if you provide us with proof of adoption/transfer of ownership paperwork we will only request veterinary history since adoption.
How To Cancel Woolworths Pet Insurance Policy?
You can cancel your policy anytime by calling us on 1300 10 1234.
