Chill Insurance is one of Ireland’s leading brokers. At Chill they know insurance can be a drag, so they search and compare different providers, so you don’t have to go anywhere else.
Insurance Review ?
According To Wikipedia, Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter.
A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured.
Policyholder and insured are often used as but are not necessarily synonyms, as coverage can sometimes extend to additional insureds who did not buy the insurance.
The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in the event of a covered loss.
The loss may or may not be financial, but it must be reducible to financial terms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.
The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured, or their designated beneficiary or assignee.
The amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy is called the premium.
If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster.
A mandatory out-of-pocket expense required by an insurance policy before an insurer will pay a claim is called a deductible (or if required by a health insurance policy, a copayment).
The insurer may hedge its own risk by taking out reinsurance, whereby another insurance company agrees to carry some of the risks, especially if the primary insurer deems the risk too large for it to carry.
How Chill Insurance Policy Works?
Chill Insurance is an independent online insurance intermediary regulated by the Central Bank of Ireland.
They are members of Brokers Ireland and have been in business since 2007 (formerly insureme.ie) and re-branded as Chill Insurance in May 2008.
Chill pride themselves on their three main pillars; Search, Talk and Claims.
• Search
Chill search 14 different insurance providers in one search so you don’t have to go anywhere else. They don’t just search on price but show you the different features and benefits to get the best policy for you.
• Talk
They have friendly staff on hand to help find the right policy for you and assist you 6 days a week by phone. Their team are trained to assist you with every aspect of your policy, so if you need a quote or simply want to chat, why not give them a call?
• Claim
In the unfortunate event that you have to make a claim, their team are there to help. Chill make sure you get a fair and speedy settlement and manage the paperwork and chasing.
What Chill Insurance Cover ?
• Chill Car Insurance Ireland
Looking for affordable car insurance in Ireland? You have come to the right place. At Chill Insurance, they compare car insurance providers to help you choose the best cover for you.
Get a quick quote on their website to find cheap car insurance that gives you that all important added peace of mind.
As one of Ireland’s leading brokers, they take the hassle out of car insurance comparisons. Getting a competitively-priced quote with chill takes a matter of minutes.
Why Chill Car Insurance Ireland?
They ARise dedicated to getting you the right insurance for your vehicle at the right price.
To do this, Chill will search the country’s leading insurers on your behalf, giving you access to the cover you need quickly and easily.
So that you know exactly what you are getting for your money, they provide you with facts in an easy-to-understand, transparent way.
This helps to ensure you make the right decision when choosing between car insurance quotes.
• Chill Home Insurance
Looking for home insurance in Ireland? Chill Insurance is here for you. They can help you find competitively-priced policies at the click of a button.
They understand how important it is to safeguard your property and prepare for the unexpected. That’s why they make it their mission to find you a policy that will provide you with that much-needed peace of mind.
Why Home Insurance ?
It may not be a legal requirement to take out home insurance, but this type of cover can play a vital role in helping you to protect your home and your contents.
Whether you live in a one-bedroom apartment or a four-bedroom house, there’s always a chance that your property or your personal belongings will be damaged or stolen. With the right insurance in place, you can ensure that you’re not left counting the cost.
Why Choose Chill Home Insurance?
They have got you covered when it comes to finding the right home insurance policy. Regardless of your budget and personal requirements, Chill compare some of Ireland’s leading insurers to help you find a great value policy that ticks all the boxes and gives you peace of mind.
Whether you’re looking to cover a semi-detached house as the homeowner or an apartment as the landlord, our policies come with a wide range of benefits that can be added to your chosen plan.
A typical home insurance policy will provide you with cover for damage to your home and your belongings in the event of a fire, flood, storm or burglary. They can even provide unoccupied home insurance if you need it.
• Chill Van Insurance
Here at Chill Insurance, they make it their mission to find you the best value van insurance to suit your individual needs.
As a leading independent Irish broker, they compare the top van insurance providers to ensure that you are properly covered.
If you’re looking for cheap commercial vehicle insurance in Ireland, then you’ve come to the right place. We’ll make sure that your vehicle gets the correct level of cover.
Why Chill Van Insurance?
Just like a private car insurance policy, Chill panel of insurers offer fully comprehensive, third party, and third party fire and theft cover.
A fully comprehensive van insurance policy will protect you against third party claims and accidental damage caused to your commercial vehicle.
Third party only provides cover for any damage caused by your commercial vehicle to another person or their property. Third party fire and theft adds cover for fire damage and theft to your vehicle.
Chill also work with insurers who offer third party trailer cover, so you can add a trailer to your commercial vehicle with peace of mind, knowing you are protected.
• Chill Life Insurance
When it comes to the important things in life, your loved ones top the bill. It’s only natural then, that you’ll want them to be financially protected when they need it most.
Chill Insurance offer various types of life insurance cover, including Mortgage Protection, specified Illness, and Personal Life Insurance plans.
They compare the largest providers of life insurance in Ireland, making it easy for you to find the policy you need.
• Chill Business Insurance
If you have invested time and money into your business, you’ll no doubt want to make sure that it’s safeguarded.
Here at Chill Insurance, they have teamed up with the leading providers of business insurance to make sure you get the right level of cover for you and your business. To see how easy it is to get a quote, simply fill out their Quick Quote.
Why Chill Business Insurance?
Chill understand that every business is unique, which is why we take the time to compare the price and benefits of different insurers to find a policy that is tailored to your needs.
Their Dublin based Business Insurance experts can provide immediate cover over the phone and issue your proof of insurance within minutes, and is also on hand to help if you need to make any changes to your plan during the year.
• Chill Travel Insurance
Travel Insurance always intend for everything to run smoothly on your vacations, but mishaps and accidents can – and do – happen.
If the unexpected occurs on your trip, Travelex can help protect you (and your wallet) from financial risk.
Whether you plan to travel across the ocean or only across state lines, there’s always a chance your trip might not go according to plan.
If you encounter a flight cancellation, baggage delay, medical emergency or more during your trip, chill travel insurance is here to help.
Why Chill Insurance ?
Chill Insurance is Ireland’s largest insurance broker. Based in Dublin, Chill Insurance offers a wide range of insurance products.
Looking for a great car insurance quote talk to Chill Insurance by visiting https://www.chill.ie/ or call them in Dublin today on 01 400 3400.
