Never you run out of airtime from MTN, Learn the steps on how to borrow airtime from MTN Nigeria.
MTN XtraTime Review
MTN XtraTime is a credit loan service that allows you to borrow airtime on credit when you run out of airtime and payback on your next recharge.
MTN XtraTime credit is available to ONLY Prepaid customers that are eligible for the service.
How Borrowing Airtime From MTN XtraTime Works?
How To Borrow Airtime/Credit From MTNMTN Xtratime refers to a product which allows eligible prepaid Customers access airtime on credit when their airtime balance is low.
MTN Xtratime account refers to the dedicated account which will be created when a Customer’s request for advance airtime credit is approved.
It will be credited with 79.52% for N25 band and 84.64% for other bands of the airtime requested for. The remaining 15.36% and 20.48% will be withheld as a service charge.
Eligibility Criteria To Borrow Airtime From MTN Xtratime Service Include But Is Not Limited To The Following:
• SIM must be prepaid
• SIM must be registered
• Customer’s main account balance must be between N0 and N75
• MTN’s consideration of Customer’s average monthly spend of N200 monthly for 3 months
• Paid-up any outstanding XtraTime loan request
• Customer must have paid up any previous Xtratime request and the charges associated thereto.
• The MTN Xtratime service is open only to persons of 18 years and above By clicking on Accept, you certify that you are above 18 years and acknowledge that you are fully bound by the legal and other consequences of MTN Xtratime services.
Ways To Borrow Airtime From MTN
• USSD code by dialing *303#
• SMS by sending keywords to 606
• IVR by dialing 303 and dial.
Airtime Amount You Can Borrow From MTN
• N25 Xtratime available
• N50 Xtratime available
• N100 Xtratime available
• N200 Xtratime available
• N400 Xtratime available
• N500 Xtratime available
• N750 Xtratime available
• N1,000 Xtratime available
• N1,500 Xtratime available
• N2,000 Xtratime available
• N3,000 Xtratime available
• N5,0000 Xtratime available.
Note: The airtime amount you are eligible to borrow from MTN depends on how much you recharge via your MTN line.
How To Borrow Airtime From MTN Via *303# Ussd Code
• Dial *303# and select XtraTime
• You can then select your preferred airtime amount from the list
• After selecting your preferred amount, the system will then send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
• Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.
How To Borrow Airtime From MTN Via IVR 303
• Dial 606 and the system will play an announcement for you to select your preferred language, either English, Igbo Hausa or Yoruba.
• Upon selecting your preferred language, you will be required to select either XtraTime (for airtime) or XtraByte (for data).
• Once you select XtraTime, the system will then play out all the airtime amount that you can borrow.
• You can then select your preferred amount from the list
• After selecting your preferred amount, the system will then play an announcement with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
• Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.
How To Check Your Eligibility Status Of Borrowing Airtime From MTN.
1. Start by Dialling *303#, clicking on ‘My Account’ and selecting ‘1’ to ‘Check eligibility’.
2. Sending SMS keyword: STATUS to 606
3. Dialing 606 then follow the voice prompt to confirm if you are eligible or not.
Frequently Asked Question (FAQ)
1. Can I borrow airtime if I have an existing airtime loan to pay back?
Yes, you can borrow another MTN airtime even if you have an existing airtime loan to pay back as long as you are still within your credit limit.
2. Will I be able to borrow airtime or data multiple times within my credit limit?
Yes, you will be able to borrow MTN airtime or data multiple times within your credit limit.
You can also borrow airtime and data at the same time but within your credit limit.
3. Can I increase my XtraTime credit limit?
Yes, you can increase your XtraTime credit borrowing limit by increasing your spend from month to month.
4. How will I pay back the MTN airtime I borrowed?
You will be able to pay back any outstanding amount by recharging via physical recharge, logical recharge, DYA, On Demand, airtime received from a friend through Share N Sell or received airtime through any other means.
5. Can I pay back the XtraTime airtime borrowed via Share and Sell?
Yes, any airtime received or recharged via any channel can be used to pay off any outstanding XtraTime loan.
