Need a NatWest Loan? Either fund a business, consolidate your debt, or to sort out wanted / unwanted emergency issues? If yes, then this post is definitely a must read guide for you.
As we all knows, going to the bank to seek for a loan can be tiresome & difficult at times, you have to queue in line waiting for your line to reach to collect your loan application form, and even if they manage to offer you loans, it will come with a collateral.
Thanks to some Loan companies in UK like ( NatWest personal loan ) which offers a quick loan application form which can be filled right from the comfort of your zone (home, office or work).
About NatWest Loan Company
According to Wikipedia, National Westminster Bank, commonly known as NatWest, is a major retail and commercial bank in the United Kingdom.
It was established in 1968 by the merger of National Provincial Bank and Westminster Bank. In 2000, it became part of The Royal Bank of Scotland Group, which was re-named NatWest Group in 2020.
Following ringfencing of the Group’s core domestic business, the bank became a direct subsidiary of NatWest Holdings; NatWest Markets comprises the non-ringfenced investment banking arm.
Who Can Apply For NatWest Loan?
These Company is a credit facility based in UK and probably it’s for United kingdom residents.
Once you are based in UK, you can apply for NatWest Loan between £1000 to £50,0000 with no upfront credit check, and Instant disbursement of cash.
How Does NatWest Personal Loan Works?
The NatWest Loan application process is quick and hassle free, Just like other Loan companies in UK, NatWest loan application is 100% online and can be applied through their website.
Why NatWest Loan?
There are so many reasons why I recommend the NatWest loan company, apart from the fact they have high loan offers with a very low interest rates.
• Buying A Car
If you are interested in getting a new car or a used one for yourself then a loan could help you spread the cost of your purchase.
With NatWest car loan, they will take your circumstances and loan amount in to account to offer a personalised car loan rate.
NatWest Car Loan Features:
You can borrow from £1000 to £7,450 and repay back in 2 – 5years time and can also extend it from £7,450 loan to £50,000.
NatWest Car Loan Application is easy to apply online. You can get a quote at the start of your application and then decide if you want to take out a loan or not.
The interest rate you pay depends on your circumstances and loan amount and may differ from the Representative APR.
NatWest will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.
• NatWest Home Loan
If you’re looking to make your Dream plans a reality with NatWest home loans which helps you to buy your dream house, renovate your home or make some home improvement loans could help.
You can borrow from £1000 to £7,450 and repay back in 2 – 5years time and can also extend it from £7,450 loan to £50,000.
• NatWest Debt Consolidation Loan
If you’re looking to pull everything you owe into one place, a debt consolidation loan could help.
A debt consolidation loan could be used to pay off existing credit cards, store cards, overdrafts and other personal loans.
You could consolidate all your debt into the one personal loan and only have one payment to make each month.
• NatWest Holiday Loan
Planning a trip away? You could make your dream getaway a reality with a NatWest holiday loan.
• Natwest Joint Loan
Whether you’re working on a big dream or a little emergency, a joint personal loan is a great option if you’re looking to borrow money with a partner, family member or friend.
If approved, you could use a joint loan to make some home improvement or renovation, help pay for your dream wedding, upgrade your new car, pay off shared debts etc…
To apply for a joint loan, applicants must share a NatWest joint account. Both applicants must be 18+ and a UK resident with a NatWest current account (held for 3+months).
Joint Loan Requirements:
Your address details for the last 3 years
Your income, outgoings and employment details
Your Online Banking log in details.
• NatWest Top Up Loan
Topping up your NatWest loan could be a good option if you want to borrow more money.
When you top up a loan, they don’t actually add money to it. NatWest use the new amount you borrow to pay off your existing loan and open a new loan.
Remember, if you decide to borrow over a longer term, this could mean that you’ll pay more interest overall.
How It Works?
When you are applying for extra borrowing, you need to apply for the total amount you need to pay off your existing loan, as well as the extra money you want to borrow.
Things To Keep In Mind:
When you take out a new loan, we’ll use the money to pay off your existing loan for you.
You’ll pay an early repayment charge and your existing loan will be closed down.
Your extra borrowing will be paid to you at a new interest rate.
You can only pay off a loan that has more than one repayment left.
NatWest Loan Eligibility:
NatWest Personal Loans• You must be 18+ years and a UK resident with a NatWest current account (held for 3+ months).
• have not been declared bankrupt in the last 6 years
• have not applied for a personal loan with NatWest within the last 28 days.
NatWest Loan Repayment
If you find you have a bit more money in your account you might decide to repay your loan early. This could mean you end up paying back less in interest in the long term, however you will be charged an early repayment fee.
Manage Your NatWest Loan.
You can now manage your loan online, and do things like request your final settlement amount, make an extra loan payment or check your interest rate.
NatWest Loan Calculator.
Use our loan calculator to estimate how much you could borrow, your representative interest rates and monthly payments, with no impact on your credit score.
NatWest Loan Contacts
Cora can help you with a wide range of queries and show you how to do your banking.
You can usually find Cora waiting to help at the bottom right hand side of the screen, or in your mobile app by tapping on ‘Help’ followed by ‘Message us’.
NatWest Interest Rates
This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
